Tom Kosta, an 84 year old man from the Sacramento area, almost had to shell out $3000 in order to be transported from the hospital to medical offices for an MRI. Tom said he was able to make the walk or be taken by wheelchair, but nurses would not permit it due to patient safety policy. The ride approximately was 75 yards each way, totaling less than 30 seconds in travel time. Under normal circumstances, a man of Tom’s age would have Medicare Part B coverage, but because he is still employed full-time, he still has private insurance which does not cover the full amount. AMR (American Medical Response) stepped in and after evaluating the situation, wiped clean the debt that Tom Kosta owed. David Durand, an employee of AMR, says “costs are high in part to cover the 50% to 60% of patients who don’t have money to pay for their rides”. Also because they are a private company, the receive no taxpayer dollars that subsidize what they do.
Arming yourself with proper knowledge about your insurance policies is more important now than ever. Every dollar saved counts, so knowing how your policies work and what exactly they cover for you is crucial. Don’t have enough information on your current policies or even looking to enhance what your policy already offers you? Make sure you give Duncan Financial Group a call, 724-863-3420. A quick phone call could be the all the difference in being prepared for whatever life may throw your way.