Your premium is based on what insurance underwriters perceive the risks in your business to be. Driving down your insurance costs requires you to go beyond insurance, beyond its broken shopping process, and focus on managing those risks that drive insurance companies to want more premium from you.

Risk Profile Improvement requires using the five-step Risk Management Process to identify, control and reduce the risks, inherent in any business, that drive the Total Cost of Risk to your bottom line and jeopardize your company. This is the process that Improves Your Risk Profile and dramatically drives down your insurance costs. Here, we briefly examine those five steps, simply hover your mouse over each to lean more