Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services.
Long-Term Care Insurance policies pay the cost of day-to-day care for a person with an acute or long-term illness or disability. They can include rehabilitation, skilled nursing care, palliative care, and social services as well as support for family caregivers and/or home health care agencies. Without this specialized insurance, the high costs associated with this care will come from you and your family’s cash assets.
Let us help you be prepared when you or your loved ones need the most care.