Trust Duncan Financial with your Personal Insurance
Duncan Insurance Group offers a variety of products to help protect your family from risks to life, health, home and property—a single resource to assist you in managing it all strategically, intelligently and economically.
Would you shop at a grocery store that offered only one brand of cereal? Likely not. So why would you shop for your insurance that way? Our seasoned professionals are ready to find you the best coverage, at the best rates. We are local, independent agents with over 125 years of industry experience and longevity within our agency.
We represent 40+ insurance companies offering affordable rates and quality coverages…let us do the shopping for YOU!
Medicare & Individual Health
We offer a variety of Medicare products to help you navigate the obstacles of the Medicare system, including: Medicare Advantage Plans, Medicare Supplemental Insurance Plans and Part D Prescription Drug Plans. There are several periods when you can enroll in Medicare, and each of those has certain rules around applying and when your coverage will begin. Understanding when you can enroll and the best time to do so is an integral part of getting your Medicare. Let us help you through the complexities.
Individual Health Insurance
Obtaining health care insurance has never been more complex. We are dedicated to helping you obtain the best health coverage to meet your personal needs and your budget. Our experienced insurance advisors will assist in estimating the overall risk of health care expenses for your business and family.
Personal Umbrella Policies
Yacht, Boat & Watercraft
Your yacht. Your boat. Your watercraft. Your dream.
You have worked hard to get it and you want to make sure that nothing will get in the way of the fun and relaxation it brings to you, your family and friends.
Each type of watercraft requires a policy specifically designed for the needs of the craft and owner. Duncan Financial Group and the companies we represent can provide you with the specialized coverage you need at a rate that you can easily afford.
You may even qualify for special discounts, including:
- Multi-Boat Discount
- Multi-Policy Discount
- Prior Insurance
- Boating Safety Course
- Safety Equipment
- Paid in Full Discount
- Claim Free Discount
Protecting your treasures is where we find “great value”. Many people think that their items are automatically covered under a homeowner’ policy. This is not necessarily true. There are limitations and exclusions unless you have your property insured under a Personal Articles Floater or Blanket Coverage. This specialized coverage will allow you to recover the value of an item on an agreed amount basis. The policy will show the description of the item and list the item’s value, based upon a recent appraisal or bill of sale.
Specialty Personal Insurance
Duncan Financial Group will work with you to assess the best coverage for your lifestyle, plans and possessions. We also offer the following coverages:
- Dwelling / Fire
- Mine Subsidence
- Personal Liability
- Classic Auto
- Motorhome, Trailer & Camper
- Off Road Vehicles
- Wedding / Special Events