We know that everyone needs insurance, but how many of us actually know what ingredients impact our insurance rate?
Most would think that how much you pay for auto insurance is strictly based on how your previous driving record looks: accidents, speeding tickets, miles driven, etc. While those factors do play a key role in calculating costs, how you drive isn’t everything.
In fact, the secret recipe that makes up your auto insurance cost also includes the following:
All of these ingredients are used to determine a policy holder’s rate because they are practical measures of insurance risk. In addition, the amount of coverage you need and the carrier can alter your insurance rate.
To help find you the best coverage at a rate that works with your budget, we shop a wide range of carriers to find a quote that works for you. You can also participate in an auto-monitoring program through your insurance carrier to help reduce your rate.
Contact one of our insurance agents to find out if your coverage could be lower!